We are the authorised loan councillor from SBI, LICHFL, Bajaj, etc so that you can get various type of loan coordinating service under one roof such as Home Loan, Property Loan, Personal Loan, Machinery Loan, Rental Securitisation Loan, and Loan for Office etc.
The following Loan Services We provides....
You can get home loan for house construction / Flat Purchase / Land purchase / Land and building purchase / House Construction / Take over.
i) Individual (s) over 18 years of age with regular source of income, can avail the loan.
ii) Loan tenor upto 30 years subject to liquidation of home loan before the borrower richesthe age of 70 years.
iii) For home loans under commercial (CRE) and to individuals engaged in business the maximum loan tenor would be 25 years.
Check List of Documents for home loan :
Documents to be obtained along with home loan application
1) Passport size photographs 03 copy.
2) Proof of Identify
( any of the following documents:: )
i) Photocopy of voter ID card / Passport / Driving License / Aadhar Card
ii) Pan Card.
iii) Proof of residence / Current address (any one of the following documents:
Photocopy of recent telephone bill / electricity bill / passport / voter ID / Letter from reputed employer .
iv) Proof of Business Address for non salaried individuals
v) Six months bank statement / Passbook Xerox for last six months
vi) Latest salary slip for last three months
vii) From 16 last two years with IT return
viii) Confirmation letter
ix) Previous Loan track ( if Any)
Additional documents required for professional and self employed.
i) Previous IT return with PL Account and Balance Sheet
ii) Audit Report last three years ( If possible)
iii) Current account Statement (If possible)
iv) Copy of partnership deed / MOA as the case
v) Trade License last three years.
And property related documents
Additional documents for take over
i) Certified copy of sale deed
ii) Preclosure Letter from the Existing Financials
iii) Loan account statement (last 02 years)
iv) Letter from the existing financial, Listing the documents held by them
v) Request letter from the borrower to his existing financials and to the bank for repaying the existing loan.
Mortgage Loans / Lap
Its for resident Indian individuals . For children education / marriage / Foreign Travel / Purchase of another property , Business expansion etc.
It is providing against existing property, age of property not more than 35 years . Maximum 60 % of the property value subject to income permit. Maximum tern 15 years subject to applicants age between 60 years.
You can also get unsecured loan for you business development .
Shop Purchase Loan
If you want to purchase a shop for your business then we can help you to get shop purchase loan.
You can get Loans for your personal financial need subject to income permit.
Rental Securitisation Loan
(Loan against rental income)
it can be get individuals / company / firm (owner of residential / commercial property )
Purpose of loan : Against rental income from residential / commercial property for personal / business need.
(property sould be leased out to PSUS / state or Central Govt. U/T / Bank or FIS / Reputed corporate) .
Loan amount : Subject to 60% value of the property let out subject to income permit.
Loan term maximum 10 years.
Equitable mortgage of property deed of assignment of lease rental and other usual TC.
Repayment direct rental diversion from lessee / rental diversion throw escrow account.
Loans for Equepment / Machinery
You can get Loans for Equepment / Machinery purchase for your business development.
Cash Credit Loans
As a business man, you can get cash credit Loans for your business development.
For your project development, we can help you to get project loan from reputed financial organization.
It is a loan to professional .
Individuals / Company / firm / all professional (MBBS / CA / CS / Engineers etc) can take this loan.
Purpose(s) : Purchase / Construction / Extension or renovation of commercial premises / purchase of equipments for own professional practices ( also for hospital / nursing homes / Clinic .
Maximum tenor 10 years.
Security : equitable mortgage of property personal guarantee of director or partners or equipments. ( If they are finance.)
Repayment : through ECS / PDC / Escrow Account.